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“Financial Intermediation and Endogenous Growth” the authors” Valerie R. Bencivenga; Bruce D. Smith”in this paper there should be a new derivation on the model,first the shortcomings of the model should be discussed in the given paper then the effect of banking brach should be included into the model,it should be a theoritical framework and all mathematical derivations should be explained step by step,then at the end the model should be modified by including the effect of bank branching,
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