Category: Paper

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The economy presentation is a 20 pages about unemployment including explanation notes , we need to include the percentage of unemployment and linking the unemployment to the most important of the following subjects :
10 principles of Economics
Supply & demand of the labor force and salaries eg. If you are encouraging, Saudi women to work you are increasing the supply what will happen as a consequence
Monopoly
Economic GDP
Different types of unemployment
Inflation the trade off in Saudi between inflation and unemployment , What is the problem if we have inflation in Saudi Arabia and how does this effect unemployment or vice versa
Monitory policy and fiscal policy , how are these things used to change the unemployment rate.
Aggregate demand and aggregate supply model which you can use to show unemployment in the economy.

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The final paper will be based on Appendix 6C Illustrative Audit Case: Keystone Computers at pages 237-244 in your text. Write, in outline format but in complete sentences, a 6 to10 page audit plan. It is recommended that you look at Figure 18.8 on page 708, which shows the control objectives related to accounts receivable.
In your audit plan cover the steps necessary to determine if you should select the client, the internal control procedures which need to be reviewed, the substantive tests [using accounts receivable a guide], and the final reporting steps. Based on the actual facts in the case determine the emphasis you want to place on various accounts. Also reflect back over your entire accounting program and think about how the accounts are interrelated. For example, when allowance for doubtful accounts is credited the offset is to bad debt expense. Therefore one of the steps should be to trace the debit side of the entry to the balance for bad debt expense.
Make you comments as specific as possible. Rather than say look for unusual entries, say look for entries from unusual sources and rounded amounts with focus on those near an accounting cut off. Use precise language. Rather than saying you “vouched accounts payable,” say that you looked at the item to determine that it was a bona fide business expense. Remember to focus on the key audit objectives and support needed after applying the audit risk model.
Remember, the purpose of the Final Paper is for you to culminate the learning achieved in the course by describing your understanding and application of knowledge in the field of accounting.
The Final Paper should focus on real life, real time application of topics covered in this course; the uses you have seen and the uses you can envision. The paper must be submitted to your instructor no later than the last day of class. Earlier submittal is appreciated.
Writing the Research Paper
The Final Paper:
Must be six- to ten- double-spaced pages in length and formatted according to APA style as outlined in the approved APA style guide.
Must include a cover page that includes:
Student’s name
Course name and number
Title of paper
Instructor’s name
Date submitted
Must include an introductory paragraph with a succinct thesis statement.
Must address the topic of the paper with critical thought.
Must conclude with a restatement of the thesis and a conclusion paragraph.
Must use at least three professional resources, including a minimum of one from ProQuest.
Must use APA style as outlined in the approved APA style guide to document all sources.
Must include, on the final page, a Reference Page that is completed according to APA style as outlined in the approved APA style guide.

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1. Describe how each element is implemented
2. Identify a well know organization and the industry in which it exists.

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This assignment should be 5 pages of Child Development and Nature And Nurture.
The assignment should be original with references from books and academic Journals only.

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Wyandotte currently sells 30,000 gallons of polyol per year at an average price of $15.00 per gallon. Fixed costs of manufacturing polyol are 90,000 per year and total variable cost equal 180,000. The operations research department has estimated that a 15% increase in output would not affect fixed costs but would reduce average variable costs by 60% per gallon. The marketing department has estimated the arc elasticity of demand for polyol to be -2.0.

How much would Wyandotte have to reduce the price of polyol to achieve a 15% increase in the quantity sold?

B. Evaluate the impact of such a price cut on (i) total revenue, (ii) total costs, and
(iii) total profits.

Chapter 12: Problems 1, 2(b), and 5(b)

1. Assume that two companies (C and D) are duopolists that produce identical products. Demand for the products is given by the following linear demand function:
P = 600 – QC – QD
where Qc and QD are the quantities sold by the respective firms and P is the selling price. Total cost function for the two companies are:
TCc = 25,000 + 100Qc
TCD = 20,000 + 125QD
Assume that the firms act independently as in the Cournot model (i.e., each firm assumes that the other firm’s output will not change).
A. Determine the long – run equilibrium output and selling price for each firm.
B. Determine the total profits for each firm at that equilibrium output found in Part (a).
2. Assume that two companies (A and B) are duopolists who produce identical products. Demand for the products is given by the following linear demand function:
p = 200 – QA – QB
Where QA and QB are the quantities sold by the respective firms and P is the selling price. Total cost function for the two companies are:
TCA = 1500 + 55QA + Q2A *A should be directly under the 2)
TCB = 1200 + 20QB + 2Q2B *B should be directly under the 2)
Assume that the firms act independently as in the Cournot model (i.e., each firm assumes that the other firm’s output will not change).
B. Determine the total profits for each firm at that equilibrium output found in Part (a).
5. Alchem (L) is the price leader in the polyglue market. All 10 other manufacturers (follower [F] firms) sell polglue at the same price as Alchem. Alchem allows other firms to sell as much as they wish at the established price and supplies the remainder of demand itself. Total demand for polyglue is given by the following function (QT = QL + QF):
P= 20,000 – 4QT
Alchem’s marginal cost function for manufacturing and selling polyglue is
MCL = 5,000 + 5QL
The aggregate marginal cost function for the other manufacturers of polyglue is
ΣMCF = 2,000 + 4QF
B. What is the total market demand for polyglue at the price established by Alchem in Part (a)? How much of total demand do the follower firms supply?

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You are a mortgage banker at Suntrust Bank in Miami. One customer, Peter, wants to borrow money from your bank to finance his new home. He just finds a new job and plans to buy the house at a price of $300,000. He wants to borrow a 70% loan to purchase the home. You tell Peter that a constant payment, 30 year amortization period, fully amortizing loan (FRM) is available. The interest rate for the loan is 6%, which is the same as the market interest rate. Moreover, you will charge a loan origination fee of 3% for the loan.

(a) What is the monthly payment for the loan?

(b) What is the effective interest rate, assuming the mortgage is paid off after 30 years?
(c) If Peter plans to repay the loan after three years, what is the effective interest rate?
(d) If Peter wants to borrow a 80% loan, the loan rate will be 7%. Everything else being equal (i.e., he prepays the loan after 3 years, with a 3% loan origination fee), would you recommend him to borrow the 80% loan? Why?

(e) Suppose Peter can get a loan with a below-market interest rate from the homebuilder. This fully amortizing FRM loan will have a 80% LTV, 5% interest rate, 30 years amortization period, and with no loan fees. At what price should the homebuilder sell the home to Peter in order to earn the market rate of interest (6%) on the loan? Assume that Peter would have the loan for the entire term of 30 years and the home would normally sell for $300,000 without any special financing.

2. Sharon plans to borrow from a bank to finance her investment in a real estate project. She considers an ARM loan of $100,000 based on the following terms: 1) initial interest rate = 10%; 2) margin = 3%; 3) loan term = 15 years; 4) frequency of adjustment = 1 year (monthly compounding); 5) interest rate cap = none; 6) payment cap = none;
and 7) discount points = 3%; 8) no negative amortization is allowed. The index rates (i.e., based on 3 year
treasure rate) for next two years are expected to be 11% and 8%, respectively.

(a) If theloan will be repaid after 3 years, what would be the monthly payment and the ending loan balance for each of the three years?

(b) What is the effective mortgage yield for borrowing this mortgage?

(c) Now suppose that there is an annual interest rate cap of 2% specified in the loan contract. What is the effective mortgage yield for borrowing this mortgage, assuming no negative amortization is allowed?
(d) Now suppose, instead of the annual interest rate cap of 2%, the bank prefers a 2.5% annual payment cap. Assume that negative amortization is allowed, what is the effective mortgage yield for borrowing this mortgage?

3. Luis took a mortgage loan 5 years ago for $90,000 at 7% interest for 15 years, to be paid in monthly payments. Now, a lender isoffering him a new mortgageloan at 5% for 10 years. The new loan amount is $69,672, the outstandingloan balance of the existing loan. Supposethat a prepayment penalty of 3 %must be paid if Luis refinances the existing
loan. Moreover, the lender who is making the new loan requires anorigination fee of $3,000. Luis
plans to hold the property for 10years. Note: Luis has to pay therefinancing fees (i.e., the origination fee and the prepayment penalty) out ofhis pocket.

(a)What is the total financing cost (not include the loan amount itself) if Luis decides to refinance theold loan?

(b)What is the monthly saving that Luis could realize by refinancing?
(c)Given the information provided here, should Luis refinance? Please support your answer by calculating the effective interest rate of the new loan.
(d) Now suppose that Luis’s current income is low. The new lender allows him to pay a monthly payment of $200 for the new loan (i.e., the actual monthly payment to the lender is only $200, while the loan interest rate is 5%). In this situation, negative amortization occurs. What will be the accrued interest (i.e., not the total interest paid during the 3 year period) for the loan 3 years later from now?

(e) Assume that Luis has to borrow two loans in order to refinance. That is, he has to borrow a new mortgage ($50,000) at 5% for 10 years (i.e., the loan maturity and the amortization period are the same, 10 years) and another
mortgage ($19,672) at 8% for 5 years (the loan maturity and the amortization period are the same, 5 years). In this
case, with the same origination fee of $3,000 and the prepayment penalty of 3%, should Luis go ahead with the refinancing plan? Why?

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When making your selection, consider the following architectural aspects:
CPUs.
Typical usage expected.
Speed.
Registers.
Memory: dynamic memory standards.
Buses and expansion slots: ISA, PCI.
Input and output.
Common peripherals used.

Choose a client computer and a server computer that are different classes of computers with different architectures.

Contrast CPUs: type, speed, and word size of a client computer and a server computer.

Contrast registers of a client computer and a server computer.

Contrast dynamic memory standards of a client computer and a server computer.

Contrast buses and expansion slots: ISA and PCI of a client computer and a server computer.

Contrast I/O of a client computer and a server computer.

Contrast common peripherals used for a client computer and a server computer.

APA Format
Please Provide References.

PREMISE:
Health Mart consists of all of the typical departments one would find in a small hospital, including a radiology department and an onsite clinical laboratory. The hospital has been built for 40 beds and a permanent staff of 500 has been hired and is anxiously waiting for you to do your work so they can begin to do theirs.
Your responsibility is to select workstations appropriate for these 500 users and the appropriate servers to support the following applications:
I-Site Radiology System.
Praxis Electronic Medical Record.
Cerner Clinical Lab System.
The Health Mart CIO has decided to outsource the Clinical Lab System Management to Cerner. While you have to include the client requirements for running this system, you do not have to create specifications for the servers.
The physicians who work for Heath Mart have expressed a preference for Macintosh computers in their work areas. One of your challenges will be to consider whether or not to approve this request.
The course project is a technical report. You will research and report on different classes of computers to understand various hardware and operating systems architectures. In addition, for the course project you will need to consider client computers, server computers, Windows, Linux, and MacOS.
Factors to consider when developing these recommendations include compatibility between devices, cost of purchase and support, availability of support.

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1. Assume that you are to estimate the costs of either: A project proposal to construct a dam in your local area for hydroelectric power generation. A policy to regulate emissions from Sport Utility Vehicles. A policy to ban offshore drilling in the Gulf of Mexico. There are several environmental implications involved. Identify as many of the costs of these proposed policies or projects as you can. Classify the costs as either explicit or implicit costs. What cost estimation technique would you use to estimate the costs identified? Which costs would be difficult to estimate? 2. Select a local, regional or national environmental problem. Explain the steps that would be used to conduct a Benefit-Cost Analysis of a government policy to alleviate the problem. How would you go about identifying the potential costs of the policy initiative, the Economic Costs (explicit and implicit), the social costs, which estimation method would work best for estimating explicit costs? How do you deal with time differences that result for costs and benefits? What types of time-oriented modifications are necessary? Comment on the objectivity of benefit-cost analysis? What are some issues involved in using this method of analysis? What are its limitations?

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Identify special considerations that an administrator must address prior to installing Windows Vista.
Compare and contrast the available permissions for administrative and standard Windows Vista user accounts.
Provide a scenario where the MSConfig Boot and Startup tabs would be useful to a system administrator.
Explain the different administrative tasks available within the control panel.
Provide a real-world scenario that might require an administrator to use the Event Viewer, Device Manager, and, Services to resolve one issue.

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Choose one of the following topics:

Native Americans
Women
Latin Americans
Youth counter-culture
Sexual liberation

Read at least 3 different newspaper articles between 1967 and 1980 that cover important changes affecting your topic. Use the ProQuest Historical Newspaper archive, which includes the following major newspapers, among others:

New York Times
Washington Post
Wall Street Journal
Los Angeles Times
Christian Science Monitor

Write a 350- to 700-word paper in which you describe the status of one of the chosen groups or ideas and how that group or idea was affected by the changes brought about during the 1960s. Include information gleaned from the newspaper articles and from other material.

Format your paper consistent with APA guidelines.

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