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In a full 2 page essay, answer the questions that correspond with each. “qualified health plan” under the Affordable Care Act does not include pre-existing condition exclusions. People with chronic conditions may not be denied coverage because of their illnesses and insurance companies cannot cancel a policy should a person become ill.
What is guaranteed issue? Guaranteed renewability?
If policies have these features, what sort of behavior is encouraged?
What added risk do insurance companies face if policies have these features? How is this risk mitigated?
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