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During the sub-prime mortgage crisis, one of the issues discussed by policy makers was how homeowners can or should be assisted. The FDIC published a home loan workout model. A good paper topic would be to evaluate the FDIC workout model, or one aspect of it. It would conclude with a recommendation to a lender on how or whether to adopt it, or modify it for local use. The idea is to bring your knowledge to bear on a current event, and to apply principles learned in the course to facts in the current economic, political or legal environment.
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