1. Find the following annual premium, deductible, and out-of-pocket maximum informationfrom the three Ball State medical plan options for both an individual and a family of 4,assuming all medical expenses are from a Preferred Network provider:This information is available fromhttp://cms.bsu.edu/about/administrativeoffices/payrolleb/benefitsin the third, fourth, and fifth links down the page (Plan Summary Pages for each plan). Premiuminformation is available in the sixth link down the page (Premium Rates Short Plan Year). Pleasenotice that the out-of-pocket maximum DOES NOT include the deductible for the first two plans,but DOES include the deductible for the High Deductible HSA Plan.Low DeductibleHigh Deductible WellnessHealth Savings Account PlanIndividual Premium:Individual Premium:Individual Premium:Individual Deductible:Individual Deductible:Individual Deductible:Individual OOP Max:Individual OOP Max:Individual OOP Max:Family Premium:Family Premium:Family Premium:Family Deductible:Family Deductible:Family Deductible:Family OOP Max:Family OOP Max:Family OOP Max:2. What is the worst-case scenario for an individual (assuming all medical expenses are fromPreferred Network providers) under each plan? In other words, what is the most an individualwould ever have to pay in 2013 for medical expenses (at Preferred Network providers)?3. What is the worst-case scenario for a family of 4 (assuming all medical expenses are fromPreferred Network providers) under each plan? In other words, what is the most a family of 4would ever have to pay in 2013 for medical expenses (at Preferred Network providers)?4. If you were employed by BSU, which plan would you choose if you were an individual?Why?5. If you were employed by BSU with a family of 4, which plan would you choose? Why?
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